Best Queen Waterproof Mattress Protector With Zipper: 5 Picks Compared

A zippered queen mattress protector fully encloses the mattress, helping shield its top, sides, and bottom from spills and other unwanted exposure. The key is to match the protector’s depth to your mattress: a cover that is too shallow may not close properly, while a non-zippered pad offers a different kind of coverage. These five picks include three zippered encasements and two pull-on protectors, so you can compare the options and choose the right style for your bed.

Quick Comparison

Product Closure and coverage Fit information Best for
Utopia Bedding Waterproof Queen Mattress Encasement Zippered, all-sides waterproof encasement Queen mattress up to 15 inches deep Full coverage and bed bug and dust mite protection
Moonsea Soft Terry Queen Mattress Encasement Zippered, waterproof on all six sides Designed for mattresses 13–16 inches deep A soft terry surface with a deeper fit range
BEDLORE Quilted Queen Mattress Protector, White Pull-on elastic skirt; not zippered Fits mattresses up to 18 inches deep A quilted, easy-to-remove pad-style protector
BEDLORE Quilted Queen Mattress Protector, Gray Pull-on elastic skirt; not zippered Fits mattresses up to 18 inches deep A deep-pocket pull-on protector in gray
Utopia Bedding Premium Queen Mattress Encasement Zippered, waterproof encasement Designed for an 8-inch-deep queen mattress Shallower mattresses and bed bug and dust mite protection

Our Picks: Best Queen Waterproof Mattress Protector With Zipper reviews

Utopia Bedding Waterproof Queen Mattress Encasement: A Strong All-Around Fit

This Utopia Bedding encasement is a practical choice if you want a zippered cover that surrounds the whole mattress. It is sized for a standard queen mattress measuring 60 by 80 inches and fits mattresses up to 15 inches deep. The wraparound zipper closes the cover around the bed rather than simply securing a pad over the top.

The cover uses knitted polyester with a TPU waterproof backing on all sides. The product is also described as bed bug and dust mite proof, making it a more protective style than a top-only mattress pad. Its fabric is designed to lie flat without a crinkling feel, and the encasement is machine washable and suitable for low-heat tumble drying.

For the best fit, measure your mattress from the bottom to the top, including any topper that will stay on the bed. This model’s 15-inch maximum depth makes it less suitable for a thicker mattress than the Moonsea encasement. A full encasement also takes more effort to put on than a pull-on pad, especially if the mattress is heavy.

Pros:

  • Waterproof backing covers all sides of the mattress.
  • Zippered design fully encloses the queen mattress.
  • Fits mattresses up to 15 inches deep.
  • Machine washable, with low-heat tumble drying listed for care.

Cons:

  • Will not fit mattresses deeper than 15 inches.
  • More involved to install than a pull-on protector.

Verdict: Choose this encasement if you want full waterproof coverage and your queen mattress is no deeper than 15 inches.

Moonsea Soft Terry Encasement: A Roomier Fit Range

The Moonsea is a zippered queen encasement with a soft terry surface and waterproof protection on the top, sides, and bottom. Its listed fit range is 13 to 16 inches deep, giving it an advantage over the Utopia Bedding model for a mattress that is slightly thicker. The stretchy knitted fabric is designed to make the cover easier to pull into place.

A full zipper helps keep the encasement closed around the mattress, while the terry surface offers a fabric feel rather than a bare waterproof layer. Some users report that it stretches into place easily and washes well; others describe using it to protect beds from spills. Those experiences suggest it may be useful for everyday household protection, though they do not replace checking the fit and care instructions for your own mattress.

The main limitation is that this model does not list bed bug or dust mite protection, unlike the two Utopia Bedding encasements in this roundup. Also, its stated depth range starts at 13 inches, so it may be too loose for a shallower mattress. Measure before ordering, and take care when closing the zipper so fabric does not catch.

Pros:

  • Waterproof coverage is listed for all six sides.
  • Fits mattresses in a 13-to-16-inch depth range.
  • Soft terry surface with stretchable knitted fabric.
  • Machine washable.

Cons:

  • May not be the best fit for mattresses shallower than 13 inches.
  • Bed bug and dust mite protection is not listed in the supplied product details.

Verdict: Consider Moonsea if your mattress is 13 to 16 inches deep and you prefer a zippered encasement with a terry-feel surface.

BEDLORE Quilted Protector in White: A Deep-Pocket Pad Alternative

This BEDLORE model is included as a useful alternative, but it is not a zippered mattress encasement. It is a quilted queen mattress protector with an elastic skirt that pulls over the mattress. The skirt is listed to fit beds up to 18 inches deep, and the product description says its TPU layer blocks liquid.

The quilted design and brushed microfiber fabric are intended to provide a softer, quieter sleep surface. It may suit someone who wants to remove and wash a top-layer protector without unzipping a full cover. It is also a better match than the zippered options if your mattress is deeper than their stated limits, provided it is no more than 18 inches deep.

The trade-off is coverage: an elastic-skirt protector does not enclose the mattress on all sides. It may help shield the sleeping surface from spills, but it is not the right choice if you specifically want a zipper or full encasement coverage. Care instructions call for low-heat tumble drying and advise against ironing, bleach, and dry cleaning.

Pros:

  • Quilted top with a soft, noiseless fabric description.
  • Elastic skirt fits mattresses up to 18 inches deep.
  • Machine washable and designed for low-heat tumble drying.
  • Available as a pull-on option for easier removal than a full encasement.

Cons:

  • Does not have a zipper or fully enclose the mattress.
  • Not the best choice when all-side protection is the priority.

Verdict: Pick the white BEDLORE protector if you want a washable quilted pad for a deep mattress, not a zippered encasement.

BEDLORE Quilted Protector in Gray: The Same Deep-Fit Design

The gray BEDLORE protector has the same basic design and protection details as the white version: a quilted top, brushed microfiber fabric, waterproof TPU layer, and elastic skirt. It is listed for queen mattresses up to 18 inches deep. Its main difference from the other BEDLORE option here is its color.

Because it pulls over the mattress rather than closing with a zipper, it can be a convenient choice for regular washing. The product description calls the fabric noiseless and the fit secure, but the elastic skirt provides a different level of coverage from a full encasement. If your goal is to protect every side of the mattress, choose one of the zippered models instead.

This is not a separate solution for bed bug or dust mite protection, and the supplied details do not describe it as an encasement. It is best viewed as a washable surface protector for shoppers who want a gray option and have a mattress that falls within the stated depth limit.

Pros:

  • Quilted design with a waterproof TPU layer.
  • Elastic skirt fits mattresses up to 18 inches deep.
  • Machine washable with low-heat tumble drying listed.
  • Gray color option for shoppers who prefer it to white.

Cons:

  • Pull-on design does not provide zippered, all-side coverage.
  • Does not offer the listed bed bug and dust mite protection found on some encasements.

Verdict: Choose the gray BEDLORE if you want a deep-pocket quilted protector and do not need a zipper or full mattress enclosure.

Utopia Bedding Premium Encasement: A Zippered Pick for Shallower Beds

This Utopia Bedding premium model is a zippered, six-sided mattress encasement designed for a queen mattress with an 8-inch depth. Its knitted polyester fabric is described as smooth, breathable, and quiet, while the waterproof feature is intended to help guard against spills and stains. The product details also list bed bug and dust mite protection.

The slim depth makes this model a more specific fit than the other zippered choices. It could work well if your mattress is close to 8 inches deep, but it is not the flexible pick for a deep modern mattress. Unlike the standard Utopia Bedding encasement in this roundup, which fits up to 15 inches deep, this model is designed around a much shallower pocket.

As with any encasement, measure the mattress itself before buying and follow the care label when washing. The full zipper offers more complete coverage than a pull-on protector, but installation will take more time than fitting an elastic-skirt pad.

Pros:

  • Zippered encasement provides coverage around the mattress.
  • Waterproof protection is listed along with bed bug and dust mite protection.
  • Smooth knitted polyester fabric is described as quiet and breathable.
  • Machine washable.

Cons:

  • Designed for an 8-inch-deep mattress, limiting its fit range.
  • May not suit a thicker mattress or one with a topper left in place.

Verdict: Choose this premium encasement only if your queen mattress is close to 8 inches deep and you want zippered, all-side coverage.

How to Choose a Queen Waterproof Mattress Protector With a Zipper

Measure Your Mattress Depth

Depth is one of the most important details to check before buying. Measure from the bottom edge of the mattress to the top surface, including any topper that will stay under the protector. The Utopia Bedding encasement in this guide fits up to 15 inches, Moonsea lists a range of 13 to 16 inches, and the Utopia Bedding premium option is designed for an 8-inch mattress. Choose a cover that matches your full bed setup, not just the mattress size on its label.

Decide Whether You Need a Full Encasement

A zippered encasement surrounds the top, sides, and bottom of the mattress. That design is useful if you want all-side waterproof coverage or the bed bug and dust mite protection specified for certain models. A pull-on protector covers the sleeping surface and secures with an elastic skirt, but it does not fully enclose the mattress. If a zipper is a must-have, rule out the two BEDLORE options in this guide.

Check Where the Waterproof Layer Extends

Do not assume every waterproof protector covers the same area. The Utopia Bedding standard encasement lists TPU backing on all sides, and Moonsea describes its cover as waterproof on all six sides. The BEDLORE protectors use a waterproof TPU layer but are pad-style products with elastic skirts. Look for clear coverage details that match the kind of spill protection you need.

Consider the Surface Fabric and Sleeping Feel

The products here use different surface designs. Moonsea has a terry surface, while the Utopia Bedding encasements use knitted polyester. BEDLORE uses a quilted, brushed microfiber top and is described as noiseless. Fabric feel is personal, so consider whether you prefer a smooth encasement surface, terry texture, or a quilted pad.

Think About Installation and Laundry

Fitting a zippered cover takes more work than pulling on a fitted protector, and it may be easier with help when the mattress is heavy. Machine washing is listed for all five options, but drying and other care directions vary. Check the product’s care instructions before washing, especially if you plan to use a heated dryer.

Match the Protector to Your Main Concern

If you want a waterproof zipper enclosure and bed bug or dust mite protection, compare the two Utopia Bedding models and confirm which depth fits your mattress. For a deeper mattress and a terry surface, the Moonsea model offers a 13-to-16-inch fit range. If you mainly want a washable quilted top layer and do not need a zipper, either BEDLORE color may be a better fit.

Frequently Asked Questions

What is the difference between a zippered encasement and a mattress pad?

A zippered encasement surrounds the mattress and closes with a zipper, providing coverage on all sides when the product is designed that way. A mattress pad or pull-on protector usually covers the top and secures with an elastic skirt. The BEDLORE products in this guide are pull-on protectors, not zippered encasements.

Will these protectors fit every queen mattress?

No. Queen size describes the mattress’s general length and width, but depth also matters. Check the fit range for the exact model and measure your mattress, including any topper that will remain underneath.

Which option fits the deepest mattress?

The BEDLORE pull-on protectors are listed to fit mattresses up to 18 inches deep. Among the zippered options, Moonsea lists a 13-to-16-inch fit range, while the standard Utopia Bedding encasement fits up to 15 inches deep.

Are all five products zippered?

No. The standard Utopia Bedding encasement, Moonsea encasement, and Utopia Bedding premium encasement have zippers. Both BEDLORE protectors use an elastic skirt and do not fully enclose the mattress.

Can a waterproof mattress protector also protect against bed bugs?

Waterproof protection and bed bug protection are separate features. The supplied details list bed bug and dust mite protection for the two Utopia Bedding encasements. Do not assume that a product is designed for pest protection unless its product details say so.

How should I wash a waterproof mattress protector?

Follow the care directions for the specific product. The Utopia Bedding standard encasement lists machine washing and low-heat tumble drying. The BEDLORE models call for low-heat drying and advise against ironing, bleach, and dry cleaning. Always check the current care label before washing.

Final Recommendation

For most shoppers looking for a queen waterproof mattress protector with a zipper, the Utopia Bedding Waterproof Mattress Encasement is the strongest all-around choice in this lineup: it offers six-sided waterproof coverage and fits mattresses up to 15 inches deep. If your mattress is thicker, consider the Moonsea encasement, which lists a 13-to-16-inch fit range. Choose the Utopia Bedding premium model only for a shallower mattress close to 8 inches deep. The BEDLORE options are worthwhile pad-style alternatives, but they are not zippered encasements.

Author

  • Emily

    Emily is the editor of YourModernLiving, where she helps readers make informed decisions about home, kitchen, family, and everyday products. She focuses on researching product features, comparing available options, and creating practical buying guides to help readers find products that suit their needs, preferences, and budgets.

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